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Legacy planning is very important for families. It allows families to have the tough conversations early on before the inevitable or a traumatic event takes place. But what is legacy planning? We often think of legacy planning strictly as estate planning. So what’s the difference? Estate planning focuses heavily on tangible assets and wealth building. While legacy planning includes the handling of physical assets, it also focuses on instructions on what to do if you need some

Credit isn't just about borrowing money — it touches nearly every corner of your financial life. Whether you're renting an apartment, applying for a job, or trying to avoid a utility deposit, your credit history speaks before you do. Before creditors know who you are, they see your credit score which is a representation of how well you handle money. So what exactly is credit? At its core, it's a contractual agreement where you receive something of value now and pay for it lat

June is National Homeownership Month. This recognition can trace it’s beginnings to President Bill Clinton, when he established National Homeownership Week in 1995. President George W. Bush, in 2002, prolonged the importance of homeownership from a week to an entire month! This bipartisan recognition of homeownership shows why it’s important here in the US! Owning a home is one of the most powerful ways families can build lasting wealth. Not only does homeownership shield fam

Being turned down for a checking account can feel frustrating and confusing — especially if no one tells you why. But there's a good chance the answer is hiding in a report you've never heard of, and checking it is easier than you might think. What Is ChexSystems? ChexSystems is a nationwide consumer reporting agency that most banks quietly rely on before approving a new account. Think of it like a credit report, but specifically for your banking history. It tracks things lik